Excerpts Revised & Updated Pension Paradigm

Knowledge is Power

  If you are knowledgeable, you can make the right choices.  Retirement is all about options. You must choose them carefully--well before you retire. This book will give you the insight you need to start asking key questions.

What will retirement mean?

Lack of employee control over pension benefit inheritance, claw backs, career change trends, new transfer legislation and pension income sharing are new and confusing aspects for those trying to plan for their family future.  Combine that with under-usage of the Registered Retirement Savings Plan (RRSP) and your retirement plan may not  be what you think it is. 

Independent Retirement

We are retiring earlier and living longer.  Longevity is not "news" but is important when placed alongside inflation.  What appears to be a good income at retirement age may dwindle significantly after a decade.

Brite Ideas!

How are you looking at retirement?  Have you thought it through and discussed it with anyone?  Done a financial analysis of income vs debt when retired?  Remember:  as William James said, "When you have a choice and don't make it, that in itself is a choice."